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Privacy Policy

How we collect, use, and protect your information across the IncentiScore web and mobile apps.

Last updated August 7, 2026

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01Overview02Information we collect03How we use your information04AI-generated analysis05How we share information06Cookies and similar technologies07Data retention08Your privacy rights09Data security10Children's privacy11International users12Changes to this policy13Contact us

01Overview

This Privacy Policy explains how IncentiScore AI (“IncentiScore,” “we,” “us,” or “our”) collects, uses, shares, and protects information when you use our website, web dashboard, and mobile applications (together, the “Services”).

IncentiScore is a real estate decision-support platform used by buyers, sellers, homeowners, and real estate agents to score properties, estimate true ownership cost, plan pre-listing repairs, and manage deals. This policy applies to everyone who uses the Services, regardless of role.

By using the Services, you agree to the collection and use of information as described here. If you don't agree, please don't use the Services.

02Information we collect

Account information. When you create an account, we collect your name, email address, password (stored in hashed form by our authentication provider), role (buyer, seller, agent), and, for agents, brokerage details.

Property information. Addresses and property details you search, import, or enter — price, square footage, bedrooms/bathrooms, year built, listing remarks, tax and HOA figures, and similar data — along with any notes, financial assumptions, or offer strategy you save against a property.

Photos and documents. Photos you capture or upload during an IncentiRepair walkthrough or a homeowner update, and documents you upload to a property or deal (inspection reports, disclosures, and similar files).

Financial inputs. Figures you provide to model a purchase — down payment, loan assumptions, cash reserves — used to estimate your true monthly cost. We do not collect or store full payment card numbers; card payments are handled directly by our payment processor, Stripe.

Communications. Messages you send through Just Jack AI, notes and comments on a deal, and messages you send us directly (support requests, contact form submissions).

Usage and device information. Log data (IP address, browser type, device identifiers, pages viewed, actions taken) collected automatically when you use the Services, and, on mobile, permissions you grant (such as camera or photo library access) for features that need them.

Information from others. If an agent adds you as a client, or a seller/buyer shares a deal with you through the collaboration portal, we receive the information they enter about you (name, email, and the property or deal context).

03How we use your information

  • Operate the Services — create your account, save your properties and deals, and keep your workspace in sync across web and mobile.
  • Generate IncentiScore, IncentiPayment, IncentiRepair, and Just Jack AI results, including sending relevant property data and photos to our AI provider for analysis.
  • Process payments and manage subscriptions through Stripe.
  • Send transactional email — account verification, password resets, shared reports, and deal notifications.
  • Provide customer support and respond to questions you send us.
  • Monitor, secure, and improve the Services, including diagnosing bugs and preventing abuse.
  • Comply with legal obligations and enforce our Terms of Service.

04AI-generated analysis

IncentiScore, IncentiPayment, IncentiRepair, and Just Jack AI rely on a third-party AI provider (OpenAI) to analyze the property data and photos you provide and generate scores, cost estimates, repair recommendations, and conversational responses. The specific data sent depends on the feature — for example, an IncentiRepair walkthrough sends the photos and notes from that walkthrough; an IncentiScore run sends the property record you're scoring.

AI-generated output is provided for informational purposes to support your decision-making. It is not a substitute for a licensed inspection, appraisal, or professional advice — see our Terms of Service for more on this.

05How we share information

We share information in the following circumstances:

  • With your agent, or your client. If you're a buyer or seller connected to an agent (or vice versa) through a deal or property portal, the relevant property, score, and deal information is visible to the other party by design — that's the point of the shared workspace.
  • Service providers. Vendors who process data on our behalf under contract, including Supabase (database, authentication, and file storage), OpenAI (AI analysis), Stripe (payment processing), Resend (transactional email), and Google (address autocomplete via the Places API).
  • When you choose to share. Reports you explicitly download or email to a recipient you specify.
  • Legal and safety reasons. If required by law, subpoena, or legal process, or to protect the rights, property, or safety of IncentiScore, our users, or the public.
  • Business transfers. In connection with a merger, acquisition, financing, or sale of assets, subject to the same protections described in this policy.

We do not sell your personal information.

06Cookies and similar technologies

Our web dashboard uses cookies to keep you signed in and remember your session. We also use similar local storage on mobile to maintain your session between app launches. We don't use these for third-party advertising. You can block cookies in your browser, but doing so will likely prevent you from staying signed in.

07Data retention

We retain your account and property data for as long as your account is active, plus a reasonable period afterward to comply with legal obligations, resolve disputes, and enforce our agreements. You can request deletion of your account and associated data at any time — see Your privacy rights below.

08Your privacy rights

Depending on where you live, you may have rights over your personal information, which can include the right to access, correct, delete, or receive a copy of the data we hold about you, and to object to or restrict certain processing (for example, rights available to California residents under the CCPA/CPRA, or to residents of the European Economic Area and UK under the GDPR).

To exercise any of these rights, email us at support@incentiscore.ai. We'll verify your request and respond within the timeframe required by applicable law. If you're a buyer or seller connected to an agent through a shared deal, some information may need to stay accessible to that agent as part of an active transaction even after you request deletion — we'll explain what applies to your situation when you reach out.

09Data security

We use industry-standard safeguards — encryption in transit, access controls, and row-level data scoping — to protect your information. No method of transmission or storage is completely secure, though, and we can't guarantee absolute security. If we become aware of a breach affecting your information, we'll notify you as required by applicable law.

10Children's privacy

The Services are intended for people who are at least 18 years old and are not directed to children. We don't knowingly collect personal information from anyone under 18. If you believe a child has provided us with personal information, contact us and we'll remove it.

11International users

IncentiScore is based in the United States, and information we collect is processed and stored in the United States. If you use the Services from outside the United States, you understand that your information will be transferred to and processed in the United States, which may have different data protection laws than your home country.

12Changes to this policy

We may update this Privacy Policy from time to time. If we make material changes, we'll update the “Last updated” date above and, where appropriate, notify you by email or an in-app notice. Continuing to use the Services after a change takes effect means you accept the updated policy.

13Contact us

Questions about this policy or how we handle your information? Reach us at support@incentiscore.ai or through our contact page.

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